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Trusted by 1.5k clients

Complete Payment
Solutions for Your
Business

Issuing and acquiring solutions designed for low- and medium-risk businesses - from secure payment processing to fully branded card programs

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Monthly turnover (MID)10,000
Rolling reserve10%
Hold of payouts, days60
Chargeback ration per MID0.5%
Fraud ration per MID0.5%
Security Deposit14%
0%total discount

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Acquiring

Our Clients’
Choice
for
Best Acquirer

Comprehensive payment acquiring services tailored to businesses of all sizes — from seamless online and in-store transactions to advanced fraud protection and dedicated 24/7 expert support ensuring you never miss a sale.

More about Acquiring

“Cardaq’s flexible acquiring platform slashed our partners’ setup times and costs—letting them focus on growth with confidence.”

Hugo Remi

Hugo Remi

Founder & CEO, Cardaq

Merchant-Friendly Terms

Simple. Transparent. Merchant-friendly. Our terms are designed to help your business scale without hidden costs or complications.

Simplified Onboarding

Four steps, one smooth start. Our streamlined onboarding takes you from registration to live processing in minutes.

Next-Level Payment Security

Advanced fraud protection, encrypted transfers, rolling reserves and 24/7 multilingual support keep your payments safe and your reporting transparent.

Issuing

We are experts in Card Issuing

From everyday debit to premium Mastercard World Elite, we design and deliver the full spectrum of card programs — virtual, physical, prepaid or credit — all branded for your business.

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Benefits

Premium card
Privileges

Experience exclusive travel, lifestyle and security benefits with our Mastercard, Visa and UnionPay cards worldwide.

01

Maximise your everyday life

With World Mastercard®, enjoy unlimited complimentary airport lounge access, 24/7 personalized concierge support, comprehensive travel insurance and exclusive rewards designed for your premium lifestyle.

Learn more

Mastercard

EVERYDAY PRIVILEGES

Visa

EVERYDAY PRIVILEGES

UnionPay

EVERYDAY PRIVILEGES

EVERYDAY PRIVILEGES

Mastercard

TRAVEL & ASSISTANCE

Visa

Global Concierge

UnionPay

Payment’s

Explore our
Trademarks

From travel and studies to healthcare and family support — our retail banking makes payments simple, wherever life takes you.

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Pridepay

The Ultimate LGBTQIA+ Payment App. Your go-to E-wallet account for managing regular payments and daily expenses with ease.

Open account with us and experience the unique opportunity of international travel without any boundaries.

Celebrate yourself with Pridepay — the e-wallet that empowers your identity. From daily payments to global travel, enjoy freedom, security, and pride in every transaction.

www.pridepay.com

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Insights & Tools
for Leaders

Explore the latest industry news, expert interviews, and trends. Stay informed and ahead with curated insights and resources.

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Savings

Money

What If You Paid for Everything in Cash for a Week?

4 mins read

Jul 21, 2025

Frequently
asked questions

Explore the latest industry news, expert interviews, and trends. Stay informed and ahead with curated insights and resources.

Contact us
More information in Materials
Who is Cardaq and what card acquiring services do you offer?

Cardaq is a dedicated Cards & Acquiring company, operating since October 2011. We deliver end-to-end card processing and acquiring solutions tailored to low- and medium-risk merchants, helping businesses accept payments securely and reliably.

How long has Cardaq been operating in the payments industry?

Cardaq has been active in the payments industry since 2011, with over a decade of experience in card processing, acquiring, and merchant support. We’ve worked with a wide range of clients across sectors, always focusing on reliable infrastructure and regulatory compliance.

Which types of merchants qualify as low- and medium-risk for your acquiring solutions?

We typically work with merchants that operate in regulated, transparent industries, such as retail, SaaS, travel, education, and professional services. Each application is reviewed individually, and risk is assessed based on business model, location, and transaction history.

How can I integrate Cardaq’s acquiring services into my existing payment infrastructure?

Integration is simple and flexible. Cardaq offers RESTful APIs, hosted checkout solutions, and third-party plugins for most major platforms. Our technical team provides full documentation and onboarding support to ensure a smooth implementation.

What are your fees and pricing models for processing transactions?

Our pricing is transparent and tailored to your business type, volume, and risk level. We offer interchange++ or blended models, with no hidden charges. A detailed proposal is provided after onboarding and risk evaluation.

What security and compliance measures does Cardaq employ to protect my business?

Cardaq is PCI DSS Level 1 certified and follows strict AML and KYC procedures. We use advanced encryption, fraud monitoring, and data protection protocols to ensure your transactions and customer data remain safe and fully compliant.