Trusted by 1.5k clients
Issuing and acquiring solutions designed for low- and medium-risk businesses - from secure payment processing to fully branded card programs
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Acquiring
“Cardaq’s flexible acquiring platform slashed our partners’ setup times and costs—letting them focus on growth with confidence.”
Hugo Remi
Founder & CEO, Cardaq
Merchant-Friendly Terms
Simple. Transparent. Merchant-friendly. Our terms are designed to help your business scale without hidden costs or complications.
Simplified Onboarding
Four steps, one smooth start. Our streamlined onboarding takes you from registration to live processing in minutes.
Next-Level Payment Security
Advanced fraud protection, encrypted transfers, rolling reserves and 24/7 multilingual support keep your payments safe and your reporting transparent.
Issuing
From everyday debit to premium Mastercard World Elite, we design and deliver the full spectrum of card programs — virtual, physical, prepaid or credit — all branded for your business.
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Coming soon
Benefits
Experience exclusive travel, lifestyle and security benefits with our Mastercard, Visa and UnionPay cards worldwide.
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Maximise your everyday life
With World Mastercard®, enjoy unlimited complimentary airport lounge access, 24/7 personalized concierge support, comprehensive travel insurance and exclusive rewards designed for your premium lifestyle.
Learn moreMastercard
EVERYDAY PRIVILEGES
Visa
EVERYDAY PRIVILEGES
UnionPay
EVERYDAY PRIVILEGES
EVERYDAY PRIVILEGES
Mastercard
TRAVEL & ASSISTANCE
Visa
Global Concierge
UnionPay
Payment’s
From travel and studies to healthcare and family support — our retail banking makes payments simple, wherever life takes you.
Retail Banking
The Ultimate LGBTQIA+ Payment App. Your go-to E-wallet account for managing regular payments and daily expenses with ease.
Open account with us and experience the unique opportunity of international travel without any boundaries.
Celebrate yourself with Pridepay — the e-wallet that empowers your identity. From daily payments to global travel, enjoy freedom, security, and pride in every transaction.
www.pridepay.comOur blog
Explore the latest industry news, expert interviews, and trends. Stay informed and ahead with curated insights and resources.
Savings
Money
4 mins read
Jul 21, 2025
Explore the latest industry news, expert interviews, and trends. Stay informed and ahead with curated insights and resources.
Cardaq is a dedicated Cards & Acquiring company, operating since October 2011. We deliver end-to-end card processing and acquiring solutions tailored to low- and medium-risk merchants, helping businesses accept payments securely and reliably.
Cardaq has been active in the payments industry since 2011, with over a decade of experience in card processing, acquiring, and merchant support. We’ve worked with a wide range of clients across sectors, always focusing on reliable infrastructure and regulatory compliance.
We typically work with merchants that operate in regulated, transparent industries, such as retail, SaaS, travel, education, and professional services. Each application is reviewed individually, and risk is assessed based on business model, location, and transaction history.
Integration is simple and flexible. Cardaq offers RESTful APIs, hosted checkout solutions, and third-party plugins for most major platforms. Our technical team provides full documentation and onboarding support to ensure a smooth implementation.
Our pricing is transparent and tailored to your business type, volume, and risk level. We offer interchange++ or blended models, with no hidden charges. A detailed proposal is provided after onboarding and risk evaluation.
Cardaq is PCI DSS Level 1 certified and follows strict AML and KYC procedures. We use advanced encryption, fraud monitoring, and data protection protocols to ensure your transactions and customer data remain safe and fully compliant.
